No News is Good News

June 17th, 2019|

By Pete Biebel, Senior Vice President

That maxim can be interpreted a couple different ways.  It could be suggesting that none of the news one hears is positive.  All news is bad news.  A second meaning could be that the lack of any new news is actually good news.  Like when your teenager is out for […]

Summer Savings Strategies: Asset Location and Why It Matters

June 12th, 2019|

By Nick Frigerio, Planning and Research Associate

Many are familiar with the concept of asset allocation, the ability to reduce portfolio risk through diversifying assets among equities, fixed income, and cash or equivalents. Equally important is knowing how to distribute your diversified assets across taxable, tax-deferred, and tax-free account types, a concept known as asset location.

Investments […]

Rip Roarin’ Rebound Rally Redux

June 10th, 2019|

By Pete Biebel, Senior Vice President

Following a fairly lousy month of May, stocks ripped higher through the first week of June.  It was a welcome change of direction.  The S&P 500 Index (SPX) didn’t do so well in the previous month.  It touched a new all-time high early in the day on May 1st, but […]

Summer Savings Strategies: Minimize Your Tax Bill

June 5th, 2019|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

There are lots of components to investment decisions:  stock vs. bond, growth vs. value, industry trends . . . the list goes on and on.  While taxes should not be a driving factor in investment decisions, making sure you are tax efficient in your […]

Summer Savings Strategies: 5/29 Day!

May 29th, 2019|

By Debbie Placke, Vice President, Manager, Financial Planning Tools and Marketing

What is the significance of May 29 (5/29)? Today is recognized at National 529 College Savings Plan Day!

Do you know there is a way to save up for the big expense of a college education that has tax advantages which could help your savings accumulate […]


May 28th, 2019|

By Pete Biebel, Senior Vice President

There’s a new item to add to the list of factors that are sucking the bullish enthusiasm out of the stock market.  It’s no secret that over the years there’s been a tendency for new IPO (initial public offering) stocks to rip higher when they are initially made available to […]

Summer Savings Strategies: Indexed Variable Annuities May Provide a Buffer from Loss

May 22nd, 2019|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can provide downside protection with upside potential.  A product that can help give investors some degree of piece-of-mind in turbulent […]

Summer Savings Strategies: Be Disciplined and Systematic

May 15th, 2019|

By Bruce Buerkle, CFA, Senior Vice President, Manager Securities Research Support

Have you reviewed how much you are saving annually and considered whether there are opportunities to increase your savings rate? Developing a “pay yourself first” plan can reap large rewards over the long term. Look for ways to automate your savings such as establishing a […]

Mayday! Mayday! Maybe

May 13th, 2019|

By Pete Biebel, Senior Vice President

Alarms were sounding throughout the week as the averages saw follow-through selling and lower lows.  Last week I wrote about the May Day mayday, describing how the reversal from a new high on Wednesday, 5/1/19, was an alarm for investors, alerting them that the potential for at least a short-term […]

Summer Savings Strategies: The Earlier the Better – Graduates Should Start Saving for Retirement Now!

May 8th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Congratulations college graduates, all your late-night study sessions and frantic essay writing is finally over! Now, welcome to the “real world” as your attention begins to turn to matters of joining the workforce and actual adult financial matters. Saving for retirement is probably near the […]