Blog

Longevity Risk: Live Long and Prosper

August 14th, 2019|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

In addition to the usual financial risks we have — such as inflation risk, market risk, and economic risk — there is another risk to confront in retirement…longevity risk. Longevity risk is the risk of outliving your retirement assets, due to an increased life expectancy. Often […]

A Wild Journey to Nowhere

August 12th, 2019|

By Pete Biebel, Senior Vice President

In a week dominated with trade war and central bank news, and following on the heels of their worst week of the year, the major averages ended last week with relatively minor losses.  Both the S&P 500 Index (SPX) and the NASDAQ Composite Index (COMP) lost about 0.5% and the […]

Patience Young Grasshopper

August 9th, 2019|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Volatility is upon us once again.   When the short-term investment charts start to look like roller coasters and sketches of mountain ranges, it is important to recall the work you have already done with your Financial Advisor.  The mutual efforts and planning you have […]

Retirement Income Series: How Confident Are You?

August 7th, 2019|

By Debbie Placke, Vice President, Manager Financial Planning Tools and Marketing and Nick Frigerio, Associate Vice President, Planning and Research Associate

Do you have a plan in place for retirement? Whether you are years away, or retirement is right around the corner, there are probably thoughts swirling in your head on what retirement will look like. […]

Powell Gets Trumped

August 5th, 2019|

By Pete Biebel, Senior Vice President

Two significant news events resulted in stocks having their worst week of the year.  The first half of the week was fairly quiet with a slight negative bias.  Neither the S&P 500 Index (SPX) nor the NASDAQ Composite Index (COMP) were able to improve upon their record highs of the […]

Summer Savings Strategies: Budgeting and Saving

July 31st, 2019|

By Debbie Placke, Vice President, Manager Financial Planning Tools and Marketing

Creating a budget is the simplest way to start working toward achieving your financial goals. As the end of summer approaches, it is a good time to start planning for the approaching holidays as well as looking ahead to next year and the years ahead.

The […]

Growing after Transition: An Interview with Financial Advisor Libby Romack

July 30th, 2019|

Financial Advisor Libby Romack talks about what brought her to Edwards, and why it was a great choice for her.

What attracted you to Benjamin F. Edwards?

“I worked for AG Edwards for many years and the idea of going back to that same culture was enticing.  I navigated through mergers at my previous organization, and the […]

Sharp Curves Ahead

July 29th, 2019|

By Pete Biebel, Senior Vice President

As the week begins, the Wednesday afternoon Fed policy announcement and press conference looms.  Regardless of how smooth the road is early in the week, we’ve been warned to expect some bumps and turns midweek.  The market expects the Committee will surely cut their short-term rate by 0.25 percentage points.  […]

Summer Saving Strategies: Protect Your Savings

July 24th, 2019|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Does the recent stock market volatility have you a bit jittery?  If so, maybe the purchase of a deferred annuity could help by providing downside protections for accumulation, income, and/or death benefit purposes.

Various type of deferred annuities exists, but basic structures include:

Fixed interest annuities offer a […]

Educational Entities Now Looking to Streamline and Simplify Their Retirement Programs

July 23rd, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Retirement plans for nonprofit and tax-exempt entities are often structured very differently than the retirement plans of for-profit businesses (like 401k plans). This often results in some unique challenges for both the plan sponsor and participants.  This is particularly evident with 403b plans (also known […]