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Educational Entities Now Looking to Streamline and Simplify Their Retirement Programs

July 23rd, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Retirement plans for nonprofit and tax-exempt entities are often structured very differently than the retirement plans of for-profit businesses (like 401k plans). This often results in some unique challenges for both the plan sponsor and participants.  This is particularly evident with 403b plans (also known […]

Summer Savings Strategies: Get an Early Start on Investment Success

July 17th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

One of the more consistently quoted investment concepts is the ‘time value of money’ and the ‘power of compounded growth’.   But what do these terms and concepts actually mean, and how do they impact you?   Perhaps a better way to describe these concepts is with […]

Governmental Entities Strive to Find the ‘Right’ Mix of Benefits for Employees

July 9th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Tax-exempt entities share many of the same concerns as other employers in terms of attracting and retaining quality employees.  Determining the ‘right’ mix of competitive compensation and benefit programs to entice new employees, while also rewarding existing employees can be a challenge for all types […]

Healthcare Providers Look for Ways to Attract the Best Talent

July 2nd, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Healthcare groups have encountered some turbulent times over the past few years, with particular challenges regarding healthcare reform and staffing shortages.  Yet, this market continues to experience overall growth and healthcare providers continue to explore ways to find qualified staff.  To help attract talent, a […]

When to Consider a Nonqualified Deferred Compensation Plan?

June 25th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

As an employer, it’s important to have enthusiastic and engaged employees, and one way to impact that is by offering competitive employer-sponsored benefits (i.e.  retirement plans, medical benefits, etc.).  For employers particularly interested in approaches for attracting and retaining key employees and executives, a Nonqualified […]

Take Action in Attracting and Rewarding Key Employees

June 18th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Recruiting and retaining key employees and executive management can be critical to the ongoing success for any employer. Given this, what solutions are available to employers to entice the ‘right’ employees to join their organization, or to encourage key employees to stick around?

Offering competitive compensation […]

Summer Savings Strategies: The Earlier the Better – Graduates Should Start Saving for Retirement Now!

May 8th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Congratulations college graduates, all your late-night study sessions and frantic essay writing is finally over! Now, welcome to the “real world” as your attention begins to turn to matters of joining the workforce and actual adult financial matters. Saving for retirement is probably near the […]

Tax Tip Tuesday: Tax Tips for Parents

March 26th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

If you are a parent of young children, teenagers or other dependents, tax season can often be a frustrating exercise of trying to understand and effectively utilize key tax credits and deductions.  Additionally, the recent enactment of the Tax Cuts and Jobs Act (TCJA), which […]

The Power of Paying Yourself First and Taking Advantage of New Retirement Plan Contribution Limits

March 13th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Anyone who’s ever managed their own finances knows that saving can be a challenge and requires both commitment and a strategy.  There often seems to be an endless stream of expenses demanding some piece of monthly income, but one of the most basic tenets of […]

Tax Tip Tuesday: SEP IRAs and Other Retirement Plan Reminders

March 12th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

It’s that time of year where the attention of many business owners quickly turns to tax season and ways to reduce taxes—while increasing savings.

For small business owners looking for 2018 tax deductions, along with a way to jump start your retirement savings, the SEP IRA […]