Blog

Protecting Your Most Valuable Asset…Your Income

September 20th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Is your family dependent on your ability to make an income now and in the future?  If the income you earn would suddenly stop, due to death or disability, could your family continue to meet their financial obligations such as paying the rent or mortgage, paying […]

Redefining ‘Success’ for Business Owner 401k Plans

September 19th, 2018|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Business Owners are starting to redefine what means to have a successful 401k plan.  For many years, the primary metric for a successful plan was the level of employee participation in the plan (i.e.  how many employees contributed to the 401k plan).  However, increasingly, providing […]

Gifting Strategies for Grandparents

September 13th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

Nothing compares to the joy of becoming a grandparent and seeing your children have children.  Sunday was National Grandparents Day, a day to honor and celebrate the special family relationship between a grandparent and grandchild.

Grandparents often have a desire to help their grandchildren financially.  […]

Using Life Insurance to Fund a Cross-Purchase Buy-Sell Agreement

September 12th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Often, small businesses struggle, and in some cases, go out of business when an owner dies. In addition, many businesses experience a decline in employment and sales for many years after that key owner passes away.  For these businesses, funding a buy/sell agreement with life insurance […]

It Ain’t Gettin’ Any Greener

September 10th, 2018|

By Pete Biebel, Senior Vice President

That was a declaration a friend of mine used to make when a driver ahead of him at a traffic light sat still a little too long after the signal had changed.  It was his snarky alternative to, “Come on, Bub.  Whatcha waitin’ for?” or the more mundane, “Move it, […]

Avoid Tax Surprises This Year: No More Deduction for Investment Advisory Fees

September 7th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

(Part 4 of a 4-part series)

Some surprises are good, but when it comes to taxes it is better to know what you can expect.  In general, the new tax laws that take effect in 2018 will reduce taxes paid by many individuals because of […]

Avoid Tax Surprises This Year: Better Charitable Deductions. . . if You Itemize

September 6th, 2018|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

(Part 3 of a 4-part series)

Tuesday, we reviewed the importance of checking your withholding to make sure you are not over/under-withholding due to the tax law changes this year.  Yesterday, we focused on how state and local tax deductions have been limited under the […]

Succession Planning for Your Business

September 5th, 2018|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

If you have built or maintained a business in your professional life you may feel like that business is one of your children.  That said, what are you going to with that “business child” when it’s time for you to slow down or step […]

Avoid Tax Surprises This Year: State and Local Tax Deductions Now Limited

September 5th, 2018|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

(Part 2 of a 4-part series)

Yesterday, we reviewed the importance of checking your withholding to make sure you are not over-withholding or under-withholding due to the tax law changes this year.  As the second installment of this series of blogs dedicated to avoiding tax […]

Avoid Tax Surprises This Year: Make Sure You Check Your Withholding

September 4th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

(Part 1 of a 4-part series)

Labor Day marks the end of summer for many people but its origin lies in honoring the contributions that workers have made to the strength, prosperity, laws and well-being of the country. Taxes are part of the everyday reality […]