chusted

About Chris Husted

This author has not yet filled in any details.
So far has created 310 blog entries.

Roil Highness

June 26th, 2017|

By Pete Biebel, Vice President

The recent relative calm of the major averages, as they float near record highs, belies the turbulence that is roiling beneath the surface. Both the Dow Jones Industrial Average (DJIA) and the S&P 500 Index (SPX) have been as calm as can be. Respectively, they just finished their third and second […]

6 Things that Can Blow Up Even the Best Retirement Income Plan

June 26th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

We all know that well-thought-out plans are the ones that frequently turn out differently than we had hoped.  You can develop what seems to be a thoughtful approach to how you are going to fund your retirement and then something happens that blows it […]

Bumps in the Road

June 19th, 2017|

By Pete Biebel, Vice President

Hitting a depression or bump in the roadway can cause a vehicle to momentarily change course. The degree to which the course is altered is a function of the vehicle’s speed and mass and the relative size of the fissure. For example, imagine the difference between crossing a set of railroad […]

How Much Do You Plan to Eat During Retirement?

June 19th, 2017|

By Theresa Fry, Senior Vice President and Manager, IRA and Retirement Plans

This may sound like a silly question, but food is one of the essential needs we will have to cover in retirement. Yet many people have not taken the time to calculate how much they will need to cover essential expenses like food, shelter, […]

Look Out Bello!

June 12th, 2017|

By Pete Biebel, Vice President

The market’s flightpath seemed to be right on course through the first 90% of last week. The averages were able to maintain their trajectory near recent record highs. The NASDAQ Composite (COMP) continued to gain altitude with big tech stocks in particular providing much of the lift. Some midweek turbulence had […]

Contractual Guarantees: Transfer of Risk and Peace of Mind

June 12th, 2017|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

There is little argument that equities have produced impressive returns over a long period of time, but retirees and pre-retirees often begin to ask themselves questions such as, “How much risk am I still willing to take?” and/or “How afraid am I that I may run […]

Whistling Past the Covfefe

June 5th, 2017|

By Pete Biebel, Vice President

The old expression “whistling past the graveyard” is an idiom for people who remain leerily cheerful in scary or ominous circumstances. Continuing to slather on sunscreen even while a thunderstorm looms nearby is an example. Lately, the U.S. stock market has been whistling to new highs on signs of a strengthening […]

Paying for Health Care in Retirement

June 5th, 2017|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

People today are living longer, healthier lives than previous generations. And while longevity is something to celebrate, it does mean more years of paying for health care. That said, planning for the unexpected with insurance, and the premiums associated with that insurance, has become more important […]

How to Determine Your Retirement Income Needs

May 30th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Need help determining how much income you will need in retirement? For retirement income planning purposes, it helps to divide retirement income into two parts—your needs and wants. The goal is usually to design a plan to cover your essential needs first and, if […]

Monday is 5/29!

May 26th, 2017|

By Debbie Placke, Vice President, Manager, Financial Planning Marketing and Tools

In addition to Monday, 5/29 being Memorial Day, it’s also National 529 College Savings Plan Day! Celebrate with us by evaluating your college savings plans for children, grandchildren, nieces and nephews alike!

If you have a loved one that will be going to college someday, there […]