General

Why Nonprofit Organizations Need Financial Advice

July 31st, 2017|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans; and Brett Edwards, Associate Vice President and Senior Planning & Research Associate

Nonprofit organizations have the same financial and retirement planning needs as other employer groups such as business owners and self-employed individuals. Nonprofits can include:

Educational Groups (i.e., local K-12 school districts, private/parochial schools, […]

The Importance of Defining Investment Objectives for Nonprofit Organizations

July 19th, 2017|

By Brett Edwards, Associate Vice President and Senior Planning & Research Associate

Running a nonprofit organization means running a business—and a business needs operating capital and sustainability. All nonprofits have a core mission at the forefront of everything they do for the communities they serve. Nonprofit leaders understand that accomplishing this mission requires careful planning and […]

Same Old Grind, Same Old Ground

October 24th, 2016|

By Pete Biebel, Vice President

Following the pattern established earlier in the month, the market averages ground through the week in narrowing ranges. Again last week, most of the volatility was confined to opening gaps fueled largely by individual stocks reacting to surprising earnings reports. Again last week, some large swings in currency valuations also produced […]

Road Map for Investing Success: An Investment Primer

August 25th, 2016|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Whether you’re wanting to learn some basics about investing or have just started investing a few bucks in the stock market, whatever your reason, get the ball rolling with understanding some of the fundamental concepts of investing. While none of these strategies can guarantee […]

Summer Savings Strategies: Guard Yourself Against Identity Theft

August 23rd, 2016|

By Kerri Spindel, Vice President and Manager, Corporate Communications

An unfamiliar bill. A call from a bank asking about unknown charges. These are signs that your identity may have been stolen. Take these steps to protect yourself:

Purchase and start using a cross-cutting shredder.
Don’t respond to e-mail, text or phone messages from organizations you don’t know.
Don’t look […]

Summer Savings Strategies: Keep Your Assets Tax Diversified

August 16th, 2016|

By Theresa Fry, Vice President and Manager, IRA and Retirement Planning

When you retire, your savings and investments will likely become a primary source of income. Did you know that how income is taxed is impacted by the type of investment and the type of account the income is taken from? There are three main categories […]

Summer Savings Strategies: Minimize Your Tax Bill

August 9th, 2016|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

It doesn’t make sense for taxes to be the only factor in investment decision making, but they should be part of the conversation. This is because keeping investment-related taxes low can increase your overall investment return. In general, try to put investments that are […]

Nonprofits Need Financial Advice Too!

August 4th, 2016|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans; and Brett Edwards, Senior Planning & Research Associate

Nonprofit organizations have the same financial and retirement planning needs as other employer groups such as business owners and self-employed individuals. Nonprofits can include:

Educational Groups (i.e., local K-12 school districts, private/parochial schools, colleges, etc.)
Healthcare Groups (i.e., community […]

Summer Savings Strategies: Prepare For the Unexpected with Insurance

August 2nd, 2016|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Periodically it’s good to review your current auto, home, life and disability insurance coverage to make sure you have the proper coverages for your situation. An unexpected storm, accident, or illness could not only cause significant damage to your property and/or health, it could also throw […]

2016 Sales Tax Holiday Dates by State for Back to School

July 29th, 2016|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Parents, get ready to save some money as your children prepare to go back to school. To ease the annual financial burden of buying your kids new clothing, footwear, school supplies, and computers/laptops, many states temporarily suspend levies on non-commercial purchases of specific items.

The […]