Happy Grandparent’s Day

September 6th, 2019|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

So Sunday, September 8 is Grandparent’s day, a day recognized by a proclamation by President Carter in 1978, “To honor grandparents, to give grandparents an opportunity to show love for their children’s children, and to help children become aware of strength, information, and guidance […]

Summer Savings Strategies: Budgeting and Saving

July 31st, 2019|

By Debbie Placke, Vice President, Manager Financial Planning Tools and Marketing

Creating a budget is the simplest way to start working toward achieving your financial goals. As the end of summer approaches, it is a good time to start planning for the approaching holidays as well as looking ahead to next year and the years ahead.

The […]

Growing after Transition: An Interview with Financial Advisor Libby Romack

July 30th, 2019|

Financial Advisor Libby Romack talks about what brought her to Edwards, and why it was a great choice for her.

What attracted you to Benjamin F. Edwards?

“I worked for AG Edwards for many years and the idea of going back to that same culture was enticing.  I navigated through mergers at my previous organization, and the […]

Summer Saving Strategies: Protect Your Savings

July 24th, 2019|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Does the recent stock market volatility have you a bit jittery?  If so, maybe the purchase of a deferred annuity could help by providing downside protections for accumulation, income, and/or death benefit purposes.

Various type of deferred annuities exists, but basic structures include:

Fixed interest annuities offer a […]

Summer Savings Strategies: Get an Early Start on Investment Success

July 17th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

One of the more consistently quoted investment concepts is the ‘time value of money’ and the ‘power of compounded growth’.   But what do these terms and concepts actually mean, and how do they impact you?   Perhaps a better way to describe these concepts is with […]

Summer Savings Strategies: Keep Your Assets Tax Diversified

July 10th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

When you retire, your savings and investments will likely become a primary source of income. Did you know that how your retirement income is taxed is impacted by both the type of investments and the type of accounts the income is taken […]

Summer Savings Strategies: Fight Inflation

July 3rd, 2019|

By Debbie Placke, Vice President, Manager, Financial Planning Tools and Marketing

Purchasing power has stayed fairly stable over the last decade, but for anyone who has lived and invested for 30 or 40 years, the effects of inflation on your savings are more prominent. Are your savings dollars hidden away in a coffee can for protection […]

Summer Savings Strategies: Turn Summer Jobs Into Super Savings

June 26th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

If you are like most parents with a household of kids at home for the summer, you are probably busy scheduling summer camps and other activities to keep them busy all summer long. For those of you with teenagers or college students […]

Summer Savings Strategies: Riding the Waves of the Market While Building Your Nest Egg

June 19th, 2019|

By Debbie Placke, Vice President, Manager, Financial Planning Tools and Marketing

The Stock and Bond Markets fluctuate up and down daily. Some days the waves are bigger than others, and some investments shoot up and down further than others. Do you have a long-term plan in place to help you ride out the volatile markets?

Timing the […]

Summer Savings Strategies: Asset Location and Why It Matters

June 12th, 2019|

By Nick Frigerio, Planning and Research Associate, Associate Vice President

Many are familiar with the concept of asset allocation, the ability to reduce portfolio risk through diversifying assets among equities, fixed income, and cash or equivalents. Equally important is knowing how to distribute your diversified assets across taxable, tax-deferred, and tax-free account types, a concept known […]