Year-End Financial To-Do

Year-End Financial To-Do: Should You Take or Defer Gains and Deductions?

December 20th, 2016|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Year-end is a great time to review your tax situation for opportunities to pay less in taxes or pay taxes at a lower rate. Review your portfolio and other financial matters along with your projected income and tax rates with your tax advisor to […]

Year-End Financial To-Do: Consider Making a 529 Plan Contribution

December 19th, 2016|

By Debbie Placke, Vice President, Manager, Financial Planning Marketing and Tools

Tired of holiday shopping? Give the gift of education! If you have children or grandchildren in your life the gift of a college education will go a long way. College costs are rising rapidly and without a savings plan in place many students will graduate […]

Year-End Financial To-Do: Review Your Insurance Needs

December 15th, 2016|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

As the holiday season approaches, maybe your thoughts turn to family concerns. As a result, it may be a good time to plan for the unexpected, to be sure you have the proper coverage in place should you become disabled or in the event of your […]

Year-End Financial To-Do: Consider Formalizing your Charitable Giving

December 14th, 2016|

By Jeffrey R. Wolfe, Vice President and Manager, Estate Planning Strategies and Affluent Client Services

At year-end many support the holiday spirit and consider making charitable gifts. It’s also pretty practical to review your potential tax liability and see whether charitable giving may make sense if you itemize your deductions. There are some standard year end […]

Year-End Financial To-Do: Time to Review and Rebalance Your Portfolio

December 12th, 2016|

By Bruce Buerkle, CFA, Vice President, Manager Securities Research Support

Financial markets achieved new all-time highs recently. Bond yields have risen and the weightings of the equity sectors within the S&P 500 are markedly different now than they were at the start of the year. Your investment mix may have shifted away from your target portfolio […]

Year-End Financial To-Do: File the FAFSA

December 8th, 2016|

By Debbie Placke, Vice President, Manager, Financial Planning Marketing and Tools

If you have college aged children, you are probably taking on the task of filing the FAFSA (Free Application for Federal Student Aid) for the 2017-2018 school year. This is the main financial aid document that millions of parents complete every year to be eligible […]

Year-End Financial To-Do: It’s Tax Loss Harvesting Time

December 7th, 2016|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

In 2016, we have had strong equity performance which may have generated some taxable capital gains. Before year end, check to see if you have other positions with unrealized losses to help offset some of your gains. Tax loss harvesting is a method of […]

Year-End Financial To-Do: Making Annual Gifts

December 6th, 2016|

By Jeffrey R. Wolfe, Vice President and Manager, Estate Planning Strategies and Affluent Client Services

At year end, many enjoy giving gifts to loved ones. For those that may face a potential federal or state estate tax, making annual gifts may help save on those taxes in the long run. Under federal law, every person can […]

Year-End Financial To-Do: Retirement Plan Tips for Employers and Individuals

December 5th, 2016|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

With the holiday season here, many of us are shopping for our loved ones or planning a festive party with friends—but this time of the year is also a great opportunity for both retirement plan sponsors and individuals with retirement accounts to finish 2016 strong…while […]

Year-End Financial To-Do: Determine Whether to Take or Defer Gains and Deductions

December 15th, 2015|

By Kortney Christensen, CFP®, Senior Vice President, Director of Sales and Marketing

Year-end is a great time to review your tax situation for opportunities to pay less in taxes or pay taxes at a lower rate. Review your portfolio and other financial matters along with your projected income and tax rates with your tax advisor to […]