Retirement

Nonprofit Organizations: Planning for Sustainability

July 16th, 2019|

By Nick Frigerio, Planning and Research Associate, Associate Vice President

Nonprofits have a core mission at the forefront of everything they do for the communities they serve. They have a unique responsibility to invest funds provided by donors that share a passion for that organization’s mission. In fact, nonprofit organizations have the same capital needs as […]

Governmental Entities Strive to Find the ‘Right’ Mix of Benefits for Employees

July 9th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Tax-exempt entities share many of the same concerns as other employers in terms of attracting and retaining quality employees.  Determining the ‘right’ mix of competitive compensation and benefit programs to entice new employees, while also rewarding existing employees can be a challenge for all types […]

Healthcare Providers Look for Ways to Attract the Best Talent

July 2nd, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Healthcare groups have encountered some turbulent times over the past few years, with particular challenges regarding healthcare reform and staffing shortages.  Yet, this market continues to experience overall growth and healthcare providers continue to explore ways to find qualified staff.  To help attract talent, a […]

When to Consider a Nonqualified Deferred Compensation Plan?

June 25th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

As an employer, it’s important to have enthusiastic and engaged employees, and one way to impact that is by offering competitive employer-sponsored benefits (i.e.  retirement plans, medical benefits, etc.).  For employers particularly interested in approaches for attracting and retaining key employees and executives, a Nonqualified […]

Take Action in Attracting and Rewarding Key Employees

June 18th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Recruiting and retaining key employees and executive management can be critical to the ongoing success for any employer. Given this, what solutions are available to employers to entice the ‘right’ employees to join their organization, or to encourage key employees to stick around?

Offering competitive compensation […]

The Power of Paying Yourself First and Taking Advantage of New Retirement Plan Contribution Limits

March 13th, 2019|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Anyone who’s ever managed their own finances knows that saving can be a challenge and requires both commitment and a strategy.  There often seems to be an endless stream of expenses demanding some piece of monthly income, but one of the most basic tenets of […]

Contractual Guarantees: Transfer of Risk and Peace of Mind

August 29th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

There is little argument that equities have produced impressive returns over a long period of time, but retirees and pre-retirees often begin to ask themselves questions such as, “How much risk am I still willing to take?” and/or “How afraid am I that I may run […]

Paying for Health Care in Retirement

August 23rd, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

People today are living longer, healthier lives than previous generations. And while longevity is
something to celebrate, it does mean more years of paying for health care. That said, planning for
the unexpected with insurance, and the premiums associated with that insurance, has become more
important than ever.

The federal […]

Retirement Income: Six Things that Can Blow Up Any Retirement Income Plan

August 15th, 2018|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

Even some of the best laid plans take an unforeseen turn.  For example, you can develop what seems to be a well thought out approach to funding your retirement, but then something could happen that blows it apart.  While it may be fun to […]

Retirement Income: Taking Social Security Early

August 8th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

The Social Security Administration reports that approximately half of Social Security recipients collect Social Security at the earliest possible age of 62 and almost three-quarters of current beneficiaries are receiving reduced benefits because they filed for Social Security early.  Early beneficiaries are individuals that […]