Retirement

Contractual Guarantees: Transfer of Risk and Peace of Mind

August 29th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

There is little argument that equities have produced impressive returns over a long period of time, but retirees and pre-retirees often begin to ask themselves questions such as, “How much risk am I still willing to take?” and/or “How afraid am I that I may run […]

Paying for Health Care in Retirement

August 23rd, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

People today are living longer, healthier lives than previous generations. And while longevity is
something to celebrate, it does mean more years of paying for health care. That said, planning for
the unexpected with insurance, and the premiums associated with that insurance, has become more
important than ever.

The federal […]

Retirement Income: Six Things that Can Blow Up Any Retirement Income Plan

August 15th, 2018|

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

Even some of the best laid plans take an unforeseen turn.  For example, you can develop what seems to be a well thought out approach to funding your retirement, but then something could happen that blows it apart.  While it may be fun to […]

Retirement Income: Taking Social Security Early

August 8th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

The Social Security Administration reports that approximately half of Social Security recipients collect Social Security at the earliest possible age of 62 and almost three-quarters of current beneficiaries are receiving reduced benefits because they filed for Social Security early.  Early beneficiaries are individuals that […]

Retirement Income: How Confident Are You?

August 2nd, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

Time does funny things.  One minute we’re excited at a new job and our prospects for the future. We’re eager to move into the world, assert our independence and enjoy the fun that financial freedom seems to offer. Then, in what seems to be […]

Working with Financial Advisors Can Benefit Nonprofit Organizations

July 26th, 2018|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans and Nick Frigerio, Planning and Research Associate

Nonprofit organizations have the same financial and retirement planning needs as other employer groups such as business owners and self-employed individuals. Nonprofits can include:

Educational Groups (i.e., local K-12 school districts, private/parochial schools, colleges, etc.)
Healthcare Groups (i.e., […]

What You Don’t Know About Social Security Could Hurt You (Part 4)

June 28th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security Retirement Benefits.

The results of this survey are alarming as the questions asked don’t even scratch the surface of […]

What You Don’t Know About Social Security Could Hurt You (Part 3)

June 26th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security Retirement Benefits.

The results of this survey are alarming given the questions asked don’t even scratch the surface of […]

What You Don’t Know About Social Security Could Hurt You (Part 2)

June 22nd, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security Retirement Benefits.

The results of this survey are alarming given the questions asked don’t even scratch the surface of […]

What You Don’t Know About Social Security Could Hurt You (Part 1)

June 19th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security retirement benefits.

The results of this survey are alarming given the questions asked don’t even scratch the surface of […]