Blog

What You Don’t Know About Social Security Could Hurt You (Part 2)

June 22nd, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security Retirement Benefits.

The results of this survey are alarming given the questions asked don’t even scratch the surface of […]

Summer Savings Strategies: Convert Summer Jobs Into Super Savings

June 20th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

If you are like most parents with a household of kids at home for the summer, you are probably trying to figure out what kinds of activities are going to keep them busy all summer long. For those of you with teenagers or college […]

Recruit, Retain, and Reward Key Employees with Nonqualified Deferred Compensation Plans

June 20th, 2018|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans and Dan Schulte, Vice President and Manager, Annuities and Insurance

In order for a company to thrive, it is vitally important that employers are able to recruit, retain, and reward key executives through a comprehensive retirement benefits package.  The limitations placed on qualified retirement plans […]

What You Don’t Know About Social Security Could Hurt You (Part 1)

June 19th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

A MassMutual survey revealed last month that nearly half (47%) of Americans age 50 and over failed a basic five question true/false quiz on Social Security retirement benefits.

The results of this survey are alarming given the questions asked don’t even scratch the surface of […]

Low Impact Exercises

June 18th, 2018|

By Pete Biebel, Senior Vice President

Significant financial and political events last week could have given the markets a real workout.  In the end, the stock market did a couple lunges and a squat, but barely raised a sweat.  The outcome of the Trump/Kim summit was about as expected.  The dovish bent of the FOMC meeting […]

Fixed Indexed Annuities Growth and Safety in Retirement

June 18th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

For many retirees, the difference between a more secure future and a more uncertain one is the success of their retirement income strategies.  Fixed indexed annuities (FIAs) can offer individuals principal protection, a death benefit for beneficiaries, and in some cases a guaranteed lifetime income stream.  […]

Indexed Variable Annuities May Provide a Buffer from Loss

June 14th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can provide downside protection with upside potential.  A product that can help give investors some degree of piece-of-mind in turbulent […]

Summer Savings Strategies: Fight Inflation

June 13th, 2018|

By Debbie Placke, Vice President, Manager, Financial Planning Tools and Marketing

Even though the last several years have seen lower inflation rates, looking back at the historical average over the past 45 years, inflation has risen at a rate of about 4% per year. This means that your weekly grocery bill as well as utilities and […]

Finding a Solution for Keeping Your Key Employees Happy

June 12th, 2018|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Recruiting and retaining the right employees for a business or nonprofit group can be critical to the ongoing success of that entity.  What approaches are available to employers to entice key employees to join an employer, and equally as important, to encourage those key employees […]

Have Peace of Mind (and Reduce RMDs) with Qualified Longevity Annuity Contracts

June 11th, 2018|

By Dan Schulte, Vice President and Manager, Annuities and Insurance

Wouldn’t retirement planning be easier if we all knew how long we were going to live? Individuals often underestimate how long they are going to live in retirement. As a result, many retirees face the risk of exhausting their savings and burdening their families in retirement.

Longevity […]