In Tent City

July 24th, 2017|

By Pete Biebel, Vice President

Again last week, the lack of volatility in the overall market averages camouflaged the intensity of the price action in several industry sectors. A three-ring circus of earnings reports, plunging interest rates and a weakening U.S. Dollar led to jumbo moves in individual stocks. Despite those entertaining sideshows, the continuing decline […]

The Importance of Defining Investment Objectives for Nonprofit Organizations

July 19th, 2017|

By Brett Edwards, Associate Vice President and Senior Planning & Research Associate

Running a nonprofit organization means running a business—and a business needs operating capital and sustainability. All nonprofits have a core mission at the forefront of everything they do for the communities they serve. Nonprofit leaders understand that accomplishing this mission requires careful planning and […]

Elvis is Back in the Building

July 17th, 2017|

By Pete Biebel, Vice President

Last week, the market’s favorite rock star returned to reignite the party. The seductive gyrations of the Technology sector over the past six months inspired within many market participants a burning love for some of the biggest names in that group. As those stocks displayed their tireless talent to boogie higher, […]

Nonprofit/Tax-Exempt Retirement Plans: Too Many Investment Options Can Lead to “Choice Overload”

July 12th, 2017|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Retirement plans for nonprofit and tax-exempt entities (particularly 403b plans) are often structured very differently than retirement plans for business owners—and can also have unique challenges. One such challenge is the broad number of investment choices offered to plan participants (often more than 30) and […]

More Roil, Less Highness

July 10th, 2017|

By Pete Biebel, Vice President

The market survived the past two weeks of pre-holiday and post-holiday festivities with mixed feelings. Something akin to, “I spent way too much on fireworks, but I still have my fingers.” The Dow Jones Industrial Average (DJIA) was the brightest sparkler in the box; DJIA gained 0.30% last week to notch […]

Key Trends in the Nonprofit Retirement Plan Marketplace

July 5th, 2017|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

Retirement plans for nonprofit and tax-exempt entities (particularly 403b plans) have historically lagged the business owner retirement plan market in terms of modernizing their plan provisions and features. So, as the business owner retirement plan market began to embrace and adopt plan provisions aimed at […]

Roil Highness

June 26th, 2017|

By Pete Biebel, Vice President

The recent relative calm of the major averages, as they float near record highs, belies the turbulence that is roiling beneath the surface. Both the Dow Jones Industrial Average (DJIA) and the S&P 500 Index (SPX) have been as calm as can be. Respectively, they just finished their third and second […]

6 Things that Can Blow Up Even the Best Retirement Income Plan

June 26th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

We all know that well-thought-out plans are the ones that frequently turn out differently than we had hoped.  You can develop what seems to be a thoughtful approach to how you are going to fund your retirement and then something happens that blows it […]

Bumps in the Road

June 19th, 2017|

By Pete Biebel, Vice President

Hitting a depression or bump in the roadway can cause a vehicle to momentarily change course. The degree to which the course is altered is a function of the vehicle’s speed and mass and the relative size of the fissure. For example, imagine the difference between crossing a set of railroad […]

How Much Do You Plan to Eat During Retirement?

June 19th, 2017|

By Theresa Fry, Senior Vice President and Manager, IRA and Retirement Plans

This may sound like a silly question, but food is one of the essential needs we will have to cover in retirement. Yet many people have not taken the time to calculate how much they will need to cover essential expenses like food, shelter, […]