Blog Series: Retirement Account Contributions and Distributions After age 70 ½

December 8th, 2017|

By Theresa Fry, Senior Vice President and Manager, IRA and Retirement Plans

Part 1 of a 2-part series.

Retirement means different things to different people.  Your age when you retire can be impacted by many factors such as your health, your love of the work you do, your need for financial stability, or even your desire to […]

Year-End Financial To-Do: File the FAFSA

December 7th, 2017|

By Debbie Placke, Vice President, Manager, Financial Planning Marketing and Tools

If you have children between the ages of 18 and 25 then I’m sure you know what FAFSA stands for! The FAFSA (Free Application for Federal Student Aid) is the main financial aid document that millions of college students and their parents complete every year […]

Year-End Financial To-Do: It’s Tax Loss Harvesting Time

December 6th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

In 2017, we have had strong equity performance which may have generated some taxable capital gains. Before year end, check to see if you have other positions with unrealized losses to help offset some of your gains. Tax loss harvesting is a method of […]

Year-End Financial To-Do: Making Annual Gifts

December 5th, 2017|

By Jeffrey R. Wolfe, Vice President and Manager, Wealth Planning Strategies

At year end, many enjoy giving gifts to loved ones. For those that may face a potential federal or state estate tax, making annual gifts may help save on those taxes in the long run. Under federal law, every person can gift up to $14,000 […]

Homer for the Holidays

December 4th, 2017|

By Pete Biebel, Vice President

The Dow Jones Industrial Average (DJIA) hit it out of the park last week, gaining nearly 3%.  The traditionally strong holiday period has been getting an extra boost from hopes for tax reform and good economic news.  In my most recent commentary, Par for the Week, 11/20/2017, I wrote, “Things seem […]

How Are You Defining Success for Your Retirement Plan?

December 4th, 2017|

By Edward “Ed” V. O’Neal, Vice President and Manager, Retirement Plans

As we near the holiday season, and the weather turns much cooler for many of us, this is a great time for employer-sponsored retirement plan sponsors (for-profit business owners and nonprofit groups) to evaluate the ‘success’ of their retirement programs for 2017 while also preparing […]

Two Types of Protection for Your Money

November 27th, 2017|

By Byron Goodrich, Associate Vice President, Marketing Associate

Whether you deposit money into a bank account (checking or savings) or you add to the investments in your brokerage account, you want to know that your assets are protected. Insurance coverages can’t guard customers against market losses, but they do provide peace of mind knowing you’ll be […]

Par for the Week

November 20th, 2017|

By Pete Biebel, Vice President

On paper, it was just a so-so week for the market.  The NASDAQ Composite Index (COMP) carded a small gain for the week (+0.47%), but both the Dow Jones Industrial Average (DJIA, -0.27%) and the S&P 500 (SPX, -0.13%) had small losses.  As is often the case, the final score doesn’t […]

Garbled Transmission

November 13th, 2017|

By Pete Biebel, Vice President

So far, the market has gotten about what it expected out of the tax overhaul machinations on Capitol Hill: a lot of noisy gear grinding, but very little forward progress. Market activity last week reflected the lack of any real engagement on a tax plan. The major averages all had their […]

Year-In Analysis

November 6th, 2017|

By Pete Biebel, Vice President

We’re now a year into the Trump era.  Three-hundred-sixty-some days ago, America elected a new Number One.  Over that time markets in the U.S. have responded to, first, the anticipation of great change and, later, to the anticipation of some change. One year into the reign of Trump, the market has […]