joanne

Happy Tax

September 11th, 2019|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

It is understood that the phrase “Happy Tax” is a bit of an oxymoron, but as an investor that truly is what the capital gains tax is.  Did you make the investment hoping the value would go down?  No.  Are you happy that the […]

Patience Young Grasshopper

August 9th, 2019|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Volatility is upon us once again.   When the short-term investment charts start to look like roller coasters and sketches of mountain ranges, it is important to recall the work you have already done with your Financial Advisor.  The mutual efforts and planning you have […]

Road Map for Investing Success: An Investment Primer

August 25th, 2016|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Whether you’re wanting to learn some basics about investing or have just started investing a few bucks in the stock market, whatever your reason, get the ball rolling with understanding some of the fundamental concepts of investing. While none of these strategies can guarantee […]

Is It Time You Consider an Advisory Portfolio?

July 20th, 2016|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

In the financial world, many times it’s easy to get confused by the nomenclature and the jargon. For example, you may have heard of advisory accounts, wrap accounts, fee-based accounts, or even managed accounts, not realizing that all these terms refer to basically the […]

Simple Savings Strategies

January 25th, 2016|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

We all have things we want to save for. Maybe it is saving for your child’s education expenses, that dream vacation, retirement or passing wealth to the next generation. Whatever “it” is, the key, and the hardest part sometimes is just getting started. Here […]

Your Portfolio and the World: What’s the appropriate exposure?

August 22nd, 2014|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

With news of Putin and Ukraine, Boko Haram in Nigeria and the severe unrest in Iraq, should international investing be a part of your portfolio right now?

For decades, American ingenuity and productivity have helped make the United States a dominant economic player in the […]

Keeping an Eye on Things

June 11th, 2014|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Periodically, a media outlet will report on action taken against a money manager who had not handled an account appropriately. After one of these well-publicized events, I often get a client question about “Ponzi Schemes” and knowing how to spot one. Often if one […]

Self-Directed Investing – Yay or Nay?

April 3rd, 2014|

By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services

Self-directed investing is a buzzword in the investment industry that simply means going it alone without a financial advisor to help you make your investment decisions. However, each time this concept becomes a hot topic again – and it does come up from time-to-time […]

Discretionary Relationships with Your Advisor: What You Need to Know

February 8th, 2013|

By Joanne Welker, CFA, Vice President and Manager, Advisory Services

A lot of clients are turning discretion of their advisory account over to their financial consultant. Doing so means you are entering into an agreement that gives your advisor the ability to make trades in your account without consulting you (they have discretion over the account) […]

Advisory Is Right For Me, Now What?

December 5th, 2012|

By Joanne Welker, CFA, Vice President and Manager, Advisory Services

If you don’t already have a trusted financial consultant, first, find a firm that offers a robust advisory platform, and a financial consultant to work with who has your interests at heart.

Start with these questions as you seek out the right firm and financial consultant for […]