kortney

Don’t Skip Past This Question

February 21st, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Starting this month, your financial advisor may be asking you a new question.  It isn’t about your savings plan or investment objectives.  This question has to do with naming a trusted contact person on your account.  A trusted contact person is someone you authorize […]

Tax Tip Tuesday: Seven Questions to Ask Your Tax Preparer

February 20th, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Has your tax return gotten just too complicated to handle on your own? Or maybe you just don’t have the time to fill out all those forms. If you’ve decided to hire a tax pro, start the tax season off right by working effectively […]

Tax Tip Tuesday: More Time to Get Organized This Year

February 6th, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

With the passage of the 2018 Tax Act, you may already have had your fill of tax-related news.  While many of us are still trying to understand what impacts the new tax changes have in 2018, don’t forget that we still have to file […]

What is New with Capital Gains?

February 6th, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

While there are no changes to individual long-term capital gains rates which remain at 0%, 15% and 20%, there is a shift in how you determine your rate.  In prior years, it was based upon your marginal tax bracket.  Starting in 2018, it is […]

Will I Still Have to Pay Alternative Minimum Tax?

January 25th, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Although a full repeal of the alternative minimum tax (AMT) was on the table during Congressional negotiations, only a repeal of AMT for corporations managed to escape the negotiation chopping block.  AMT will continue to exist for individual taxpayers, albeit in a lessor fashion, […]

Should I Still Itemize?

January 4th, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

One of the most impactful aspects of the new tax law involves changes made to the standard and itemized deductions.  While taxpayers can still choose to either take the standard deduction or to itemize, the decision-making math has changed.  In 2018, the standard deduction […]

Top 10 Individual Taxpayer Impacts of the New Tax Rule

January 2nd, 2018|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

The passage of the Tax Cuts and Jobs Act has presented us with one of the biggest tax rules in recent memory. At over 1,000 pages, it will take everyone a while to sort through the changes, much less develop strategies to take […]

Year-End Financial To-Do: Should You Take or Defer Gains and Deductions?

December 19th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

Year-end is a great time to review your tax situation for opportunities to pay less in taxes or pay taxes at a lower rate. Review your portfolio and other financial matters along with your projected income and tax rates with your tax advisor to […]

Year-End Financial To-Do: It’s Tax Loss Harvesting Time

December 6th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

In 2017, we have had strong equity performance which may have generated some taxable capital gains. Before year end, check to see if you have other positions with unrealized losses to help offset some of your gains. Tax loss harvesting is a method of […]

6 Things that Can Blow Up Even the Best Retirement Income Plan

June 26th, 2017|

By Kortney Christensen, CFP®, Executive Vice President, Director of Sales and Marketing

We all know that well-thought-out plans are the ones that frequently turn out differently than we had hoped.  You can develop what seems to be a thoughtful approach to how you are going to fund your retirement and then something happens that blows it […]