theresa

Can I Collect Social Security from My Ex?

August 21st, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

Many people find Social Security decisions confusing, but if you are or were previously divorced, understanding what your options are can be even more complicated.  When I talk with clients about Social Security collection strategies, there are two common questions I often […]

Summer Savings Strategies: Keep Your Assets Tax Diversified

July 10th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

When you retire, your savings and investments will likely become a primary source of income. Did you know that how your retirement income is taxed is impacted by both the type of investments and the type of accounts the income is taken […]

Summer Savings Strategies: Turn Summer Jobs Into Super Savings

June 26th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

If you are like most parents with a household of kids at home for the summer, you are probably busy scheduling summer camps and other activities to keep them busy all summer long. For those of you with teenagers or college students […]

2019 Summer Saving Strategies

May 1st, 2019|

By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning

Temperatures are warming up and flowers are blooming which means summer is right around the corner.  Have you been busy making summer plans?  Are you going to travel somewhere for a well-deserved vacation?  Are you planning to finally read that book you […]

Congratulations! It’s Tax Freedom Day!

April 16th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

You may still be recovering from paying your income taxes, but did you know that you can now celebrate “Tax Freedom Day®” according to the nonpartisan Tax Foundation.  Today, American taxpayers will have earned enough as a whole to pay off their federal, state, […]

April Brings Taxes, National Retirement Planning Week and Financial Literacy Month

April 11th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

Nowadays, it seems there is a day, week, or month devoted to everything – National Garlic Day, National Bowling Week, and National Canine Fitness Month to name a few.  In the financial world, the month of April bring us our tax filing deadline day, […]

Tax Tip Tuesday: Is My Social Security Taxable?

April 2nd, 2019|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

At one time, all Social Security benefits were tax free. Today, if your only source of retirement income is Social Security, then it may still be tax free.  Most people must pay income taxes on a portion of their Social Security income.  The higher […]

Tax Tip Tuesday: What Will You Do with Your Tax Refund? Direct Deposit It to Your IRA!

March 19th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

If you haven’t yet filed your tax return and are expecting a refund this year, there is an easy way to turn that refund into retirement savings without being tempted to spend it. Did you know you can direct deposit your tax refund into […]

Tax Tip Tuesday: There’s Still Time to Contribute to Your IRAs

March 5th, 2019|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

It’s not too late! You can still make a contribution to your traditional or Roth IRA. Regardless of when you file your income tax return, April 15, 2019 is the deadline for the 2018 tax year for most people (see below for details). For […]

Year-End Financial To-Do: Your IRA Checklist – Check it Twice!

December 20th, 2018|

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

Have you been making your lists and checking them twice?  Here are some IRA “To-Dos” you may want to check off before this year is over.

Have You Made Your IRA Contributions? It’s not too late.

Anyone who is working and has earned income can […]