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Category: General

35 posts categorized as "General"

Business Owners Have Unique Financial Planning Challenges

Sep 22, 2021

By Eric Estelle, Manager, Financial Planning & Marketing

Everyone can benefit from having a financial plan in place, but for business owners it is especially important. Owning a business requires a huge time commitment and laser focus to be successful. Being primarily focused on building and managing a business can cause long-term planning to get put on the back burner. Since profits are often funneled back into the business to foster growth,

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National Estate Planning Awareness Week Begins Today

Oct 19, 2020

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

Today, October 19, marks the start of the National Association of Estate Planners & Councils (NAEPC) National Estate Planning Awareness Week, the thirteenth year of the campaign. The purpose of the week is let people know they need to implement an estate plan for themselves or assure that their plan is up to date. Doing so allows individuals to control their personal care,

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Businesses Need Protection from Losses Due to Employee Death or Disability

Sep 17, 2020

By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance

All businesses, regardless of their size, have key employees who are invaluable to the success of the company. In a small business, each employee usually has a more direct effect on a company’s profitability because there are fewer employees interacting with customers, creating products and performing services. As a result, the loss of a key employee due to death or disability can be especially difficult for small businesses to operate until a replacement employee is found.

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Today is National 401(k) Day

Sep 11, 2020

By Edward “Ed” V. O’Neal, Senior Vice President and Manager, Retirement Plans

Addressing the Retirement Savings Gap Remains a Focus of National 401(k) Day

The month of September is often connected with the celebration of Labor Day, a holiday to honor and recognize the American labor movement and the contributions of laborers to the development of the United States.  But over the past several decades, September has also included the celebration of National 401(k) Day which is scheduled for September 11 and is designed to promote retirement savings education.

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Consider Ways to Minimize Your Tax Bill

Aug 28, 2020

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

We all look to create the best portfolio for our personal goals. Some of the important choices to help do that include whether you should invest in a stock as opposed to a bond, selecting growth or value-oriented investments, following industry trends, certain sectors, etc. Making these decisions can become overwhelming, but you also need to consider another deciding factor: taxes.

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Make Your Wishes Known Should the Unthinkable Happen

Aug 14, 2020

By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies

If 2020 has shown us anything, it’s that you never know what may be around the corner. Quarantines, closings, video meetings; no one saw that coming. In short, what this means is you need to plan for the unexpected.

One key area of planning – especially highlighted by the pandemic – is the need to have a health care directive or a living will.

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Vaccinate Your Investment Portfolio Against Pandemic Volatility Using These Five Proven Strategies

Jul 21, 2020

Although the stock market is currently on an upward path, it’s likely that a rise in infections could lead the stock market to sink suddenly as the second wave of the virus begins winding its way through the population. We have very little we can do about the pandemic other than observe all of the safety measures in place to keep us safe. But is there a way you can help safeguard your portfolio?

These five tried-and-true investment strategies are designed to work whether the market is rising or falling fast.

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Celebrate the Journey to Financial Freedom with This Three-Step Process

Jul 2, 2020

By Debbie Placke, Vice President and Manager, Financial Planning Strategies and Marketing

As we were ringing in 2020, who could have imagined what the following months could hold. In February, as news about the virus began, the economy started to spiral. There have been about 47 million unemployment claims since the beginning of the pandemic. That means that millions of Americans are now searching for financial solutions to keep them above water.

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Three Surprising Ways to Spend Your Stimulus Check

Jun 17, 2020

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

With the first round of stimulus checks delivered and another round being discussed in Congress, now is a good time to review ways to make the most of the income you have received. For many, the stimulus checks were a welcome relief – calming anxieties over how to pay bills such as rent, mortgages, and utilities or provide food to put on the table.

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July 15 Tax Filing and Payment Deadlines Quickly Approaching

Jun 16, 2020

By Theresa Fry, Senior Vice President and Manager, IRA’s and Retirement Planning

The year 2019 may feel like a lifetime ago, but if you haven’t yet filed or paid your federal income taxes for 2019, that deadline will be here before you know it.  After the coronavirus reached pandemic status in March, one of the first announcements from the IRS was the extension of the 2019 federal income tax filing and payment deadlines to July 15,

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