By Dan Schulte, Vice President and Manager, Annuities and Insurance
There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can provide downside protection with upside potential. A product that can help give investors some degree of piece-of-mind in turbulent times is an Indexed Variable Annuity.
Indexed Variable Annuities (also known as buffered or structured annuities) are typically designed with a combination of variable and index-linked investment options that can balance both personal risk tolerance with growth potential as well as provide a protection of principal.
By Bruce Buerkle, CFA, Senior Vice President, Manager Securities Research Support
Have you reviewed how much you are saving annually and considered whether there are opportunities to increase your savings rate? Developing a “pay yourself first” plan can reap large rewards over the long term. Look for ways to automate your savings such as establishing a direct deposit into an investment account. Dollar-Cost Averaging, an investment strategy wherein you buy the same dollar amount of an investment at regular intervals,
Congratulations college graduates, all your late-night study sessions and frantic essay writing is finally over! Now, welcome to the “real world” as your attention begins to turn to matters of joining the workforce and actual adult financial matters. Saving for retirement is probably near the bottom of your financial priorities, after paying rent, student loan payments, and determining how much of your income is left for takeout food and Uber rides.
By Theresa Fry, Senior Vice President and Manager, IRAs, Retirement and Education Planning
Temperatures are warming up and flowers are blooming which means summer is right around the corner. Have you been busy making summer plans? Are you going to travel somewhere for a well-deserved vacation? Are you planning to finally read that book you bought last year? Maybe you’ve been thinking about making some healthy lifestyle changes and getting in more steps each day.