Trust. Integrity. Mutual respect. These are the operating principles we rely on when we work to develop an investment approach that is designed to meet our clients’ financial goals and objectives. Our client-first service commitment for you begins by asking questions, listening to your responses and learning what is important to you. As we discuss these issues, we’ll work together to evaluate your current financial picture and explore your investment time horizon and your tolerance for risk. Each of these steps will help us develop a personalized investment program that will be designed to meet your current and projected needs.

We offer objective advice with a commitment to putting our clients’ interests first.
From the most basic to the complex—we work with you to develop a financial approach to meet your goals and objectives.
For information about our advisory services, we are available by phone, email, or in person.




Larry W. Crosthwaite

Managing Partner, Senior Wealth Advisor

Kyle Steele

Wealth Advisor

Sandra Cummins

Senior Wealth Associate

Taylor Spalding

Wealth Associate

Tamara Bowen

Branch Operations Manager

Larry W. Crosthwaite

Managing Partner, Senior Wealth Advisor

As a financial advisor with more than 23 years of experience I have been blessed to know so many good families and have become an essential part of their financial lives. I take pride in being a resource to them as life creates challenges and opportunities. My clients’ interests and objectives come first, above all else.

Benjamin F. Edwards and my fellow professionals share my commitment to clients. It’s a place where I am also empowered to do what is right for clients, rather than work to meet an arbitrary sales quotas or directives from the firm. There aren’t any cookie cutter approaches to wealth management at Benjamin F. Edwards. They recognize – as I do – that investment profiles of every individual and family are unique. Therefore, my role as a financial advisor is to get to know my clients, understand what their financial goals are, and work to chart a course to accomplish them.

Whether you are preparing for retirement, already retired, transitioning wealth, or face other financial circumstances, with me, you can rest assured, I will develop a plan tailored to your needs as no two clients are ever alike. My approach is working side by side with a client to get to know you and your family.

We then work together to carefully construct a plan designed to meet your needs. Over time, adjustments are made as circumstances or economic conditions require. That’s how I – and this company – define client-first service.

My Background
I was born and raised in Rowan County in Eastern Kentucky. Met my beautiful wife Paula 28 years ago. We have lived in beautiful Jessamine County for 12 years now with our 3 children, Kaitlyn, Garrett and Hayden and 2 pups, Gunnar and Josie. Our boys are headed off to college while our daughter is always creating new things. We love to fish, hunt, hike, boat, canoe and anything that has us outdoors. We have traveled the country by car and love visiting National Parks or just renting a home by the beach!

Give us a call at our Lexington, KY., office and see for yourself what our client-first service at Elkhorn Private Wealth is all about. This is your story, let me help you write it.

Kyle Steele

Wealth Advisor

My Background

A native of Lexington, I graduated magna cum laude (with honors) from the University of Kentucky with a degree in finance. I earned my Series 7 and Series 66 licenses, and life insurance license.

As a member of a big family in Lexington, I’ve learned to value relationships and always take time getting to know my clients’ individual needs and circumstances. In my free time, I enjoy golfing, fishing, or cheering on the Wildcats.

I very much look forward to showing you what our client-first investment approach can mean for you and your family.

Elkhorn Private Wealth is associated with Benjamin F. Edwards Wealth Management,SM LLC, d/b/a Edwards Wealth Management,SM (EWM), an SEC-registered investment adviser; and its affiliate Benjamin F. Edwards® & Co. (BFE), a dually-registered broker-dealer and investment adviser and member of FINRA and SIPC.

EWM and BFE are affiliates through their common ownership by Benjamin Edwards, Inc.

Depending on the context, the name “Benjamin F. Edwards®” refers to either EWM, BFE or both.

Whether you want to prepare for life’s milestones or need to plan for the unexpected, we will work alongside you to help you meet your financial and legacy goals.


  • Fiduciary Investment Advisory and Objective-Based Portfolio Design
  • Separately Managed Accounts Using World-Class Money Managers
  • 401(k) Strategies
  • IRA Distribution Planning
  • Retirement Income and Cash Flow Planning
  • Wealth Transition Strategies
  • Estate Planning Strategies
  • Advising on Trust, Estates and Wealth Transfer*

*Benjamin F. Edwards does not provide legal advice, therefore it is also important to consult with your legal tax professional for additional guidance tailored to your specific situation

All securities, investment advisory services and brokerage services are offered through Benjamin F. Edwards


We very much look forward to showing you what our client-first investment approach can mean for you and your family.

(859) 402-0080 – Main Office
(844) 402-0080 – Toll-Free
(859) 402-0079 – Fax

771 Corporate Drive
Suite 605
Lexington, KY 40503