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Educational Resources

Summer Savings: Is This the Right Time to Start Investing?

Jul 28, 2021

By Edward “Ed” V. O’Neal, Senior Vice President and Manager, Retirement Plans

The thought of participating in the market can be a very scary proposition for those just beginning their investment journey. Many people who are considering investing fixate on a variety of perceived roadblocks, bringing to mind a variety of questions. Is now the right time to start investing given the volatile markets? Do I make enough income to start investing?

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Three Things to Know & Watch

Jul 26, 2021

By Bill Hornbarger, Chief Investment Officer

Three Things to Watch

    • This will be the busiest week of the quarter for earnings releases with many prominent tech names reporting. Apple, Microsoft, Alphabet, and Facebook will be the tech companies in focus while Amazon, McDonald’s, Exxon Mobil, and Ford are a few other heavyweight names on the docket. Earnings are expected to be up approximately 70% vs. the same quarter last year and so far 87% of companies that have reported have posted better-than-expected results.

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Pardon the Interruption

Jul 26, 2021

By Pete Biebel, Senior Vice President

The regularly scheduled programming of steadily rising stock prices was preempted last Monday when share prices suddenly plunged lower. Some of the major averages had their worst day of the year. Popular opinion had it that the steep sell-off was blamed on the market’s concern over the alarming increase in Covid infections involving the Delta variant and the potential for that to derail the economic rebound.

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Educational Groups Hope to Improve Compliance by Simplifying Their Plans

Jul 23, 2021

By Edward “Ed” V. O’Neal, Senior Vice President and Manager, Retirement Plans

Retirement plans for nonprofit and tax-exempt entities can often look very different than the retirement programs used by corporate employers, such as 401(k) plans. This can result in some unique challenges for both the plan sponsor and participants of this particular segment of nonprofits. This is particularly evident with 403(b) plans – also known as Tax Sheltered Annuities – which are a popular plan design for educational entities such as private K-12 schools,

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Investment Insights Quarterly – July 2021

Jul 22, 2021

By Bill Hornbarger, Chief Investment Officer

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Summer Savings: Registered Indexed-Linked Annuities May Provide a Buffer From Loss

Jul 21, 2021

By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance

There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can provide downside protection with upside potential. A product that can help give investors some degree of piece-of-mind in turbulent times is a Registered Indexed-Linked Annuity.

Registered Indexed-Linked Annuities (RILA) are typically designed with a combination of variable and index-linked investment options that can balance both personal risk tolerance with growth potential,

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Healthcare Groups Increasingly Explore Options for Enhancing Workplace Benefits

Jul 20, 2021

By Edward “Ed” V. O’Neal, Senior Vice President and Manager, Retirement Plans

For the initial blog of our series this month on nonprofit entities, we’ll look at the Healthcare marketplace. Healthcare groups have encountered some turbulent times recently, with particular challenges related to healthcare regulatory changes and staffing shortages. Yet, the healthcare market – which includes groups such as hospitals, medical centers, nursing homes, hospices and clinics – continues to experience overall growth and healthcare groups continue to explore effective ways to find and keep qualified staff.

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The Good, The Bad, The Fed

Jul 19, 2021

By Jack Kraft, Advisor Directed Portfolio Analyst

Wall Street had no shortage of market moving news last week with choppy trading whipsawing the major averages from positive to negative territory. Ultimately, stocks struggled to find direction despite a strong Monday session that pushed equity markets to record levels. Through Monday the S&P 500 had clocked its 39th all-time high on the year. This pace of record highs puts the broad index on course for its best run in 26 years,

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Three Things to Know & Watch

Jul 19, 2021

By Bill Hornbarger, Chief Investment Officer

 

Three Things to Watch

  • Earnings will be the focus this week with a diverse set of companies scheduled to report. Big names on the calendar include Netflix, Coke, Verizon, and Abbot Labs among others. Earnings are expected to be up 65% to 70% over last year’s Covid depressed second quarter.
  • The yield on the 10-year U.S. Treasury is in focus.

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Summer Savings: Yes, Kids With Jobs Can Have an IRA

Jul 14, 2021

By Theresa Fry, Senior Vice President, Manager of IRA’s, Retirement & Education Planning

It is hard to be out and about these days without seeing help wanted signs. They are everywhere.  Restaurants, grocery stores, and retailers small and large are trying to hire workers. For students on summer break from college or high school, those summer earnings can be more than just some extra dollars in their pocket.

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