Unlike last year at this time, 2019’s year-end statement should provide feelings of relief, pride, and satisfaction versus last year’s fear and consternation after the market’s decline in December 2018. Once you get past the celebratory feelings, there are some things you should consider and keep in mind when reviewing your year-end statements.
When I read Dan Schulte’s blog last week about addressing Long Term Care denial, I was thankful my father didn’t experience such denial and it prompted me to want to share my personal long term care story with you –
My personal Long-Term Care Insurance Story
I first heard about Long Term Care insurance when I was in my mid-twenties and my dad was upset about the insurance company denying coverage on my mom.
Coffees, cereals, cookies, candies and now even Spam have a Pumpkin Spice edition product, so we thought maybe we should too! With a Pumpkin Spice financial plan, we help our clients’ dreams from turning into pumpkins and assist them with spicing up their lives along the way.
While it is true that a financial plan can help do these things,
Deciding if a brokerage (commission based) or an advisory (fee based) account is right for you may feel overwhelming or something you question in your mind even after the decision has been made. Let’s start to break it down by considering these three things:
Time – Managing an investment portfolio takes time. Time to analyze and perform research on the securities for consideration.
It is understood that the phrase “Happy Tax” is a bit of an oxymoron, but as an investor that truly is what the capital gains tax is. Did you make the investment hoping the value would go down? No. Are you happy that the value of the investment went up? Yes. And are you happy that you were able to exit the investment while the price was still elevated?
Volatility is upon us once again. When the short-term investment charts start to look like roller coasters and sketches of mountain ranges, it is important to recall the work you have already done with your Financial Advisor. The mutual efforts and planning you have put in place through careful and thoughtful development of a sound investment strategy is always key,
Whether you’re wanting to learn some basics about investing or have just started investing a few bucks in the stock market, whatever your reason, get the ball rolling with understanding some of the fundamental concepts of investing. While none of these strategies can guarantee that you will make money as an investor, being aware of them could help you make more informed decisions on where,
In the financial world, many times it’s easy to get confused by the nomenclature and the jargon. For example, you may have heard of advisory accounts, wrap accounts, fee-based accounts, or even managed accounts, not realizing that all these terms refer to basically the same thing. What you may not have known is that an advisory portfolio,
We all have things we want to save for. Maybe it is saving for your child’s education expenses, that dream vacation, retirement or passing wealth to the next generation. Whatever “it” is, the key, and the hardest part sometimes is just getting started. Here are some saving ideas to get you thinking: